My dad’s business has an offshore merchant account, and I just want to make sure that the money we pour in actually goes in it. your ideas will be very much appreciated!

I’m a new’be in web and I pretend to setup my online store. The question I have is … What is the difference between a merchant account and a payment gateway? and why do a merchant would require any of those services?

How long does it take to get approved for an Internet merchant account?

I make several sales a month, so I would like to be able to accept credit card payment using interent account, and no terminal is needed. However, I found most third party merchant require some monthly fee, and I can not afford it. Anybody knows such accounts which require no monthly fees? Thanks!

I am a merchant account user. I sold something into the thousands of dollars using my account. The merchant account provider told me i had to do a refund to the buyer b/c I didnt have the right to sell that product. The money had already been processed and sent to my account. I say cant you all send it back. They say no I have to do it once it reaches my bank account. The NEXT day i call them back asking and they say no the money is not coming to my account. But i have to refund it manually. I think they are lying and want to keep the money b/c i called the same company and they say once a payment is going to my account it cant be stopped unless i do a refund.

If you have any experience with a good merchant account provider please pass it along. As well as anyone to avoid.
Many Thanks

Our business is expanding into the UK and would like to use a merchant service that can collect funds in Euros and transfer them to our accounts in dollars. Any idea of a service that can perform this function?

I have horrible credit, how much will this affect getting a merchant account? What are my other options?
I am unhappy with paypal and find them to be very unproffesional. Thanks though.

I dont need to use PayPal cuz I have my own merchant account. After the bidder has won the auction, how do I instruct them to pay?

I need to get a merchant account ASAP, but registering the business name will take over 3 weeks. Solutions?